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The Transactions Bureau.

Providing a full suite of acquisition, risk and payment affordability solutions from bank transactions and consumer behavior.

A more complete history of payments means more than just financial payments so you can be more confident in your decisions.

Complete.

Hundreds of thousands of updates to payment history each day make your decisions timely and relevant.

Up To Date.

The Speed of Business

Spend less time building complex models and evaluating data sources. Get the insights you need to make better decisions built from AI + Machine Learning on top of complete payment history.

Insights.

Verticals We Serve.

Insights and scores for bid file valuation, placement strategies, account level scoring and portfolio estimated remaining collections (ERC).

Collections.

Scores, attributes, and ACH verification solutions for lending, BNPL, auto finance, credit cards and housing across the customer acquisition lifecycle.

Consumer Finance.

Deeper transaction insights create better payment strategies, identify ability to afford a payment, and indicate when consumer behaviors change prior to processing a payment.

Payment Processors.

Depth of Insights.

Transact360 Depth of Insights

Business Solutions.

Attributes, rules, and scores across the consumer lifecycle that provide frictionless payment history insights.

Transact360 Products

Consumer Products.

Consumer apps and credit building tools to help you reduce your spend, increase your earnings, and find borrowing opportunities.

ScoreMyCash App
Credit Bureau Insights

Insights & Analytics.

AI + Machine learning + deeper payment histories means actionable insights for better decisions.

It’s All About The Insights.

Our Partners

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